本隐私政策说明「家和纪-记账版」（以下简称「本应用」）如何处理信息。本政策同时适用于通过 Google Play 与 Apple App Store 分发的 Android 与 iOS 版本。使用本应用即表示你理解本政策内容。
1. 我们收集哪些信息？
本应用默认不收集、不上传个人身份信息。
- 不要求注册或登录
- 不主动获取通讯录、精确位置、麦克风、摄像头等权限用于画像或广告
- 记账数据（收支明细、分类、设置等）保存在你的设备本地数据库中
2. 数据存储与处理
| 数据类型 |
存储位置 |
是否上传我们的服务器 |
| 账单与分类 |
设备本地 |
否（我们不运营记账云同步服务） |
| 主题、货币等设置 |
设备本地 |
否 |
| 你导出的 CSV / JSON 文件 |
由你保存或分享到的位置决定 |
仅在你主动操作时发生 |
3. 设备权限与系统能力
本应用可能在你操作时使用系统能力，例如：
- 文件选择 / 存储访问：导入 CSV、JSON 备份时，由你选择文件
- 分享：导出备份或 CSV 时，通过系统分享面板发送到你选择的应用
- 网络：当前版本核心功能不依赖联网；若系统组件或商店更新检查产生网络请求，与本应用业务数据上传无关
上述能力在 Android 与 iOS 上均可能以系统文件选择器、分享面板等形式出现；实际请求以设备上的系统提示为准。我们不会在后台静默读取与记账无关的个人文件。
4. 付费与支付
本应用为付费下载、一次性买断。实际支付金额以 Google Play 或 Apple App Store 向你展示的当地货币价格为准。
当前版本：
购买与收款由 Google Play 或 Apple App Store 完成。本应用不收集、不存储你的支付卡号、银行账户或其他支付凭证。购买记录、账单及退款由相应商店按其自身政策处理。使用同一商店账号重新安装时，通常无需再次付费；这与本地记账数据是否保留是两回事，卸载前请先备份。
5. 第三方服务
当前版本不包含广告 SDK、统计分析 SDK、社交媒体登录或云同步服务。
应用通过 Google Play 或 Apple App Store 分发、购买、安装或更新时，Google 或 Apple 可能按各自一贯政策处理安装、购买、更新与崩溃等相关信息，详见 Google 或 Apple 的隐私政策。此类处理由相应平台独立完成，不受本应用控制。
6. 数据安全
数据保存在你的设备上。请妥善保管设备与备份文件。卸载应用可能导致本地数据删除（取决于系统行为）；请定期使用应用内备份功能。
7. 儿童隐私
本应用面向普通用户，不专门面向 13 岁以下儿童，也不故意收集儿童个人信息。
8. 你的选择
你可以随时：
- 在应用内删除单笔账单或清空数据
- 卸载本应用
- 导出备份后自行保管或销毁
9. 政策更新
我们可能更新本政策。重大变更将通过应用更新说明或开发者页面告知。继续使用即视为接受更新后的政策。
This Privacy Policy explains how “家和纪-记账版” (the “App”) handles information. It applies to the Android and iOS versions distributed through Google Play and the Apple App Store. By using the App, you acknowledge this policy.
1. What information do we collect?
By default, the App does not collect or upload personally identifying information.
- No registration or login is required
- We do not request contacts, precise location, microphone, or camera permissions for profiling or advertising
- Bookkeeping data (transactions, categories, settings, and similar) is stored in a local database on your device
2. Data storage and processing
| Data type |
Where it is stored |
Uploaded to our servers? |
| Ledger entries and categories |
On device |
No (we do not operate cloud sync for bookkeeping) |
| Theme, currency, and other settings |
On device |
No |
| CSV / JSON files you export |
Wherever you save or share them |
Only when you choose to export or share |
3. Device permissions and system capabilities
The App may use system capabilities when you take action, for example:
- File picker / storage access: when you import a CSV or JSON backup, you choose the file
- Sharing: when you export a backup or CSV, the system share sheet sends it to an app you select
- Network: core features in the current version do not depend on the internet; any network activity from system components or store update checks is unrelated to uploading your bookkeeping data
These capabilities may appear on both Android and iOS through the system file picker, share sheet, and similar interfaces. Actual prompts are those shown by your device. We do not silently read personal files unrelated to bookkeeping in the background.
4. Purchases and payments
The App is a paid download and one-time purchase. The amount you actually pay is the local-currency price shown by Google Play or the Apple App Store.
The current version includes:
- No in-app purchases
- No subscriptions
- No advertising
Purchases and billing are processed by Google Play or the Apple App Store. The App does not collect or store your payment card numbers, bank accounts, or other payment credentials. Purchase records, invoices, and refunds are handled by the respective store under its own policies. Reinstalling with the same store account usually does not require paying again; that is separate from whether your local bookkeeping data remains, so please back up before uninstalling.
5. Third-party services
The current version does not include advertising SDKs, analytics SDKs, social login, or cloud sync services.
When the App is distributed, purchased, installed, or updated through Google Play or the Apple App Store, Google or Apple may process install, purchase, update, and crash-related information under their own privacy policies. That processing is performed independently by the respective platform and is outside the App’s control.
6. Data security
Your data stays on your device. Please protect your device and backup files. Uninstalling the App may delete local data (depending on system behavior). Please use the in-app backup feature regularly.
7. Children’s privacy
The App is intended for general users. It is not directed at children under 13 and does not knowingly collect children’s personal information.
8. Your choices
You may at any time:
- Delete individual transactions or clear data inside the App
- Uninstall the App
- Export a backup and keep or destroy it yourself
9. Policy updates
We may update this policy. Material changes will be communicated through app release notes or the developer page. Continued use after an update means you accept the revised policy.
10. Contact us
For questions about this policy, contact: